The people behind
Solid Rock Capital.

Ray Riccelli is a man of faith, a husband, a father, and a relationship-builder who happens to have spent more than 20 years mastering the world of real estate finance.

Before any professional title, Ray considers himself a child of God, a devoted husband to his wife, Debbie, and a proud father to Ginna, Dante, Roman, and Carlo. His faith and family are the foundation of his life and have shaped the way he approaches business — with integrity, humility, and a genuine desire to help people succeed.

Throughout his career, Ray has developed a gift for seeing both the numbers and the bigger picture. His experience spans residential and commercial lending, real estate investment, construction financing, and capital markets, including senior leadership roles and relationships with institutional lenders, private investors, family offices, and banking professionals.

But what Ray enjoys most isn’t simply putting together a deal. It’s understanding what someone is trying to accomplish and using his experience, relationships, and financial knowledge to help them find a way forward.

That philosophy is at the heart of Solid Rock Capital.

As Co-Founder, Ray brings decades of experience to every conversation while keeping the process personal and relationship-driven. Whether helping an investor purchase a property, grow a portfolio, finance a development, or navigate a more complex opportunity, his goal is simple: listen first, understand the vision, and help find the right financial solution.

For Ray, Solid Rock Capital represents much more than business. It’s an opportunity to use the gifts God has given him to serve others, build lasting relationships, and help people turn real estate goals into reality — all on a foundation of faith, integrity, and trust.